Protect What
Matters Most
Life can be unpredictable — but your insurance shouldn't be. Yeti helps Australians protect their families, homes and businesses with simple, transparent cover that makes sense.
We arrange cover through a range of insurers and explain the differences in plain English — so you can choose what fits your life.
Quick Answer
Looking for an insurance broker in Penrith?
YETI Finance & Insurance (COMPASS FINANCE AUSTRALIA PTY LTD, ABN 30 682 622 573) is an insurance brokerage in Penrith, Western Sydney, arranging life, income protection, health, home and contents and business insurance. We compare options across a range of insurers and explain the cover, exclusions and premiums in plain English. We don't promise the cheapest or the best — we help you understand your options.
Who We Help
From single policies to whole-of-life and business protection plans — we help people across Penrith and Western Sydney make sense of insurance.
Individuals & Families
Life, income protection and health cover to help protect the people who matter most.
Home Owners & Renters
Home and contents cover for your place and the things in it.
Self-Employed & Contractors
Cover that fits irregular income and business structures.
Trades & Sole Traders
Public liability and tools cover for people who work with their hands.
Small & Medium Businesses
Business insurance packages built around how you actually operate.
Anyone Reviewing Cover
Already insured? We can look at what you've got and compare your options.
Personal Insurance
The right cover protects more than your assets — it protects your peace of mind. We'll help you build a protection plan that fits your lifestyle, budget, and goals.
Life Insurance
Help protect the people who depend on you if the worst happens. We explain the options from a range of insurers.
Income Protection
Cover that may pay a portion of your income if illness or injury stops you working — terms vary by insurer.
Health Insurance
Private health cover options — we explain what's included and the gaps to watch.
Home & Contents Insurance
Cover for your home and the things in it — subject to the insurer's terms, limits and exclusions.
Business Insurance
Running a business already comes with enough risks — insurance shouldn't be one of them. We help sole traders, small businesses, and larger operations stay protected and compliant.
Public Liability
Cover for claims by clients or the public arising from your business activities — subject to the insurer's terms.
Professional Indemnity
Protection against claims of negligence or breach of duty in the services you provide.
Property & Equipment
Cover for your building, tools and equipment against insured events like fire, theft or damage.
Business Interruption
Helps keep your business afloat when an insured event disrupts operations — limits and conditions apply.
Fleet & Commercial Vehicles
Cover for company vehicles and trades fleets, tailored to how your business moves.
How the Broking Process Works
No jargon, no pressure — just a clear path from “I should sort my insurance” to “sorted.”
Tell us what you want to protect
We start with a yarn about what matters to you — your family, home, income or business — and what you're trying to cover.
We gather the right details
We let you know what information we'll need for the policies you're considering — and help you pull it together.
We compare options across a range of insurers
We approach a range of insurers, explain the cover, exclusions, limits and premiums, and set out the differences in plain English.
You choose what suits
We don't promise the cheapest or the best — we lay out the options so you can choose what fits your life and budget.
We help put the cover in place
Once you've decided, we help get the paperwork sorted and the policy set up — and we're here when you need to claim or review.
What to Have Ready
A practical list so we can get you accurate options. We'll confirm exactly what's needed for the covers you're considering.
Personal Insurance
- Photo ID (driver's licence or passport)
- Details of what you want to insure (home, contents, vehicle, etc.)
- Estimated values or sums insured
- Your occupation and income details (for income protection / life cover)
- Health information (for personal risk covers — the insurer may ask)
- Current policy documents if you're reviewing existing cover
- Claims history for the relevant cover
Business Insurance
- ABN/ACN and business structure details
- Description of your business activities and industry
- Property, equipment and stock values
- Revenue and payroll figures (for liability and interruption cover)
- Existing policies and claims history
- Details of any subcontractors or key personnel
- Any specific contractual insurance requirements
Remuneration, Exclusions & Assessment
The honest fine print — how we're paid, what policies don't cover, and how insurers decide.
How We May Be Remunerated
We may be paid a commission by the insurer when a policy is placed. In some cases a fee may also apply. We'll disclose how we're paid, and any fees, before you proceed — no surprises.
Exclusions, Limits & Conditions
Every policy has exclusions, limits, excesses and conditions. Cover is subject to the insurer's Product Disclosure Statement (PDS) and policy wording. We'll explain the key ones so you know what is and isn't covered.
Insurer Assessment
Insurers assess each application on its own merits — they may decline cover, or apply loadings, exclusions or special conditions based on your circumstances. We don't promise approval or particular terms.
Why Review Your Existing Cover
Already insured? A review won't always mean switching — but it'll always mean knowing where you stand.
Find gaps in your cover
Policies change and so does life. A review can spot what's no longer covered or what you're missing.
Check your sums insured still fit
Home values, contents and business assets move over time — your cover should keep up.
Compare across a range of insurers
We can put your current cover beside options from a range of insurers and explain the differences.
Decide with the facts in front of you
Whether you switch or stay, you'll know what you've got and what it costs — no pressure either way.
Claims Support
If something goes wrong, we're here to help. Our claims support process is simple:
Contact us as soon as possible
Let us know what's happened. We'll guide you through what needs to happen next.
We help gather the right documentation
We'll explain exactly what your insurer needs and help you get it together.
We handle communication with your insurer
We work directly with the insurer to make sure your claim moves forward smoothly.
You focus on getting life back on track
While we handle the paperwork and follow-ups, you focus on what matters most.
Why Choose Yeti Insurance
We believe the best insurance broker doesn't just sell policies — they help people understand them.
Clear & transparent
we compare options across a range of insurers and explain them in plain English.
Clear advice
we explain your cover in plain English, not fine print.
Claims support
when things go wrong, we're in your corner.
Annual reviews
keeping your cover relevant as your life or business evolves.
Insurance Brokers in Penrith & Western Sydney
Based on High Street in Penrith, we help individuals and businesses across Western Sydney sort their insurance — in person, by phone, or online.
Where We Are
2/396 High St, Penrith NSW 2750
Hours
Mon–Fri 9am–5pm
Sat–Sun by appointment
Talk to Us
Call or message our Penrith team to book a chat.
Insurance Guides & Articles
Plain-English reads to help you understand your cover before you talk to a broker.
The Yeti Way
We don't believe in over-insuring, upselling, or confusing add-ons.
We believe in clarity — coverage that's fair, practical, and built for your real life.
At Yeti, insurance isn't about fear.
It's about freedom — knowing you're protected so you can focus on what matters most.